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Machinery Loan

Upgrade Industry with
Machinery Loan

Loan amount | Quick Disbursal | Flexible EMI

Home>Machinery Loan>Overview

Machinery Loan Overview

Acquire industrial machinery, manufacturing tools, medical diagnostic equipment, and commercial vehicles with up to 90% invoice financing and tenures up to 7 years.

Machinery Loan Interest Rates & Key Details
Interest RatesFrom 10.00% p.a.
Loan Amount₹10L – ₹5Cr
Maximum TenureUp to 7 Years
Disbursal Turnaround3 to 5 Working Days
Upfront ChargesZero Advance Cash Fees
verifiedAuthorized Lending Bank PartnersInstant Sanction Desks
State Bank of India
SBIStarting 10.00% p.a.
HDFC Bank
HDFC BankStarting 10.25% p.a.
ICICI Bank
ICICI BankStarting 10.50% p.a.
Axis Bank
Axis BankStarting 10.50% p.a.
Tata Capital
Tata CapitalStarting 10.75% p.a.
Kotak Mahindra Bank
Kotak BankStarting 11.00% p.a.
Direct Disbursal Channel

Apply for Machinery Loan

Compare instant quotes across 50+ banks with zero upfront charges.

+91
₹35,00,000
₹5,00,000₹5,00,00,000
speed
Estimated EMI (~5 Yrs)₹75,229 /mo
Sanction SLAWithin 24 Hours
lock256-Bit SSL•verified_userDPDP Compliant•money_offZero Upfront Fee

Authorized Co-Lending Network With 50+ Scheduled Banks & Premier NBFCs

HDFC Bank
HDFC Bank
Starting 8.75% p.a.
State Bank of India
State Bank of India
Starting 7.25% p.a.
Punjab National Bank
Punjab National Bank
Starting 7.25% p.a.
Canara Bank
Canara Bank
Starting 7.25% p.a.
Indian Bank
Indian Bank
Starting 7.25% p.a.
ICICI Bank
ICICI Bank
Starting 8.90% p.a.
Axis Bank
Axis Bank
Starting 9.25% p.a.
Kotak Mahindra Bank
Kotak Mahindra Bank
Starting 8.50% p.a.
IDFC FIRST Bank
IDFC FIRST Bank
Starting 9.75% p.a.
Tata Capital
Tata Capital
Starting 9.99% p.a.
Bajaj Finserv
Bajaj Finserv
Starting 10.50% p.a.
Piramal Finance
Piramal Finance
Starting 9.40% p.a.
L&T Finance
L&T Finance
Starting 10.25% p.a.
IndusInd Bank
IndusInd Bank
Starting 9.40% p.a.
Bank of Baroda
Bank of Baroda
Starting 8.60% p.a.
Poonawalla Fincorp
Poonawalla Fincorp
Starting 9.99% p.a.
HDFC Bank
HDFC Bank
Starting 8.75% p.a.
State Bank of India
State Bank of India
Starting 7.25% p.a.
Punjab National Bank
Punjab National Bank
Starting 7.25% p.a.
Canara Bank
Canara Bank
Starting 7.25% p.a.
Indian Bank
Indian Bank
Starting 7.25% p.a.
ICICI Bank
ICICI Bank
Starting 8.90% p.a.
Axis Bank
Axis Bank
Starting 9.25% p.a.
Kotak Mahindra Bank
Kotak Mahindra Bank
Starting 8.50% p.a.
IDFC FIRST Bank
IDFC FIRST Bank
Starting 9.75% p.a.
Tata Capital
Tata Capital
Starting 9.99% p.a.
Bajaj Finserv
Bajaj Finserv
Starting 10.50% p.a.
Piramal Finance
Piramal Finance
Starting 9.40% p.a.
L&T Finance
L&T Finance
Starting 10.25% p.a.
IndusInd Bank
IndusInd Bank
Starting 9.40% p.a.
Bank of Baroda
Bank of Baroda
Starting 8.60% p.a.
Poonawalla Fincorp
Poonawalla Fincorp
Starting 9.99% p.a.
auto_awesomeKey Advantages

Machinery Loan Features & Benefits

Key product features and underwriting advantages tailored for you.

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01

Up to 90% Invoice Financing

Fund up to 90% of the proforma invoice value of new or imported industrial machinery.

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02

Improved Working Capital

Free up tied operating capital and keep plant operations running without cash flow gaps.

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03

Flexible Repayment up to 7 Yrs

Choose customized repayment tenures from 1 to 7 years with structured seasonal EMI options.

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04

Competitive Interest Rates

Access competitive interest rates starting from 10.00% p.a. through India's premier asset lenders.

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05

Tax Depreciation Advantage

Claim full income tax depreciation benefits under Section 32 on capitalized machinery assets.

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06

Direct OEM Settlement

Direct disbursement to certified domestic and international equipment manufacturers.

fact_checkFast-Track Verification

Eligibility & Documents Required

Minimal documentation with 100% digital verification.

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Eligibility Criteria

Basic qualifications to apply

  • check_circleRegistered Business Entity: Proprietorship, Partnership Firm, Pvt Ltd Company, or LLP.
  • check_circleActive GST Registration: Valid GSTIN with regular monthly filing history.
  • check_circleBusiness Vintage: Minimum 2 to 3 years of active continuous manufacturing or commercial operations.
  • check_circleAnnual Turnover: Minimum ₹50 Lakhs+ annual business turnover with healthy banking credits.
  • check_circleCredit Profile: Minimum 680+ CIBIL score.
description

Documents Required

Simple digital paperless upload

  • task_altKYC Documents: PAN Card, Aadhaar Card, Passport / Voter ID of Promoters / Directors.
  • task_altBusiness Registration Proof: GST Certificate, Udyam / MSME Certificate, Certificate of Incorporation.
  • task_altFinancial Statements: Last 2–3 Years Audited Financials with Computation of Income.
  • task_altBanking Statements: Last 12 Months Current Account Bank Statements in PDF format.
  • task_altEquipment Proforma Invoice: Official Quotation / Proforma Invoice from authorized OEM vendor.
calculateInstant Financial Underwriting Tools

EMI Calculator for Machinery Loan

Simulate your monthly installment and total interest for Machinery Loan.

₹35,00,000
₹1 Lakh₹1 Crore₹5 Crore
10.00%
7.20%15.00%24.00%
5 Yrs (60 Mos)
1 Year5 Years10 Years20 Years
Estimated Monthly EMI
₹74,365/ month
Principal: 78%Interest: 22%
Principal Amount₹35,00,000
Total Interest₹9,61,900
Total Amount Payable₹44,61,900
5 Years Tenure
quizFAQs

Frequently Asked Questions

Banks and NBFCs fund up to 80% to 90% of the proforma invoice value (including GST), requiring only 10% to 20% margin money from the borrower.

Ready to Apply for Machinery Loan?

Get matched across 50+ premier banks & NBFCs with zero upfront fees and minimal paperwork.

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