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Smart EMI Calculator and financial planning

Smart Loan EMI Calculator

Simulate your monthly installment, principal amortisation, and total interest across 50+ banking partners in seconds.

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Smart Loan EMI & Savings Calculator

Calculate exact monthly payments, total interest, amortization schedule, and balance transfer savings.

₹25,00,000
₹1 Lakh₹1 Crore₹5 Crore
10.50%
7.20%15.00%24.00%
5 Yrs (60 Mos)
1 Year5 Years10 Years20 Years
Estimated Monthly EMI
₹53,735/ month
Principal: 78%Interest: 22%
Principal Amount₹25,00,000
Total Interest₹7,24,100
Total Amount Payable₹32,24,100
5 Years Tenure

Understanding Your Loan Amortisation & Savings

Equated Monthly Installments (EMI) comprise both the principal repayment and the interest payable on your reducing balance. Choosing a longer tenure reduces your monthly outflow, while opting for a shorter tenure minimizes your total interest burden.

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Balance Transfer Advantage

Switch high-cost loans to Shreem partner banks starting from 7.25% p.a.

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Part-Payment Flexibility

Prepay surplus cash to reduce your tenure and save lakhs on interest.

Direct Disbursal Channel

Apply With Calculated Terms

Lock in lowest rates across 50+ banking partners.

+91
₹50,00,000
₹50,000₹5,00,00,000
speed
Estimated EMI (~5 Yrs)₹1,07,470 /mo
Sanction SLAWithin 24 Hours
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Authorized Co-Lending Network With 50+ Scheduled Banks & Premier NBFCs

HDFC Bank
HDFC Bank
Starting 8.75% p.a.
State Bank of India
State Bank of India
Starting 7.25% p.a.
Punjab National Bank
Punjab National Bank
Starting 7.25% p.a.
Canara Bank
Canara Bank
Starting 7.25% p.a.
Indian Bank
Indian Bank
Starting 7.25% p.a.
ICICI Bank
ICICI Bank
Starting 8.90% p.a.
Axis Bank
Axis Bank
Starting 9.25% p.a.
Kotak Mahindra Bank
Kotak Mahindra Bank
Starting 8.50% p.a.
IDFC FIRST Bank
IDFC FIRST Bank
Starting 9.75% p.a.
Tata Capital
Tata Capital
Starting 9.99% p.a.
Bajaj Finserv
Bajaj Finserv
Starting 10.50% p.a.
Piramal Finance
Piramal Finance
Starting 9.40% p.a.
L&T Finance
L&T Finance
Starting 10.25% p.a.
IndusInd Bank
IndusInd Bank
Starting 9.40% p.a.
Bank of Baroda
Bank of Baroda
Starting 8.60% p.a.
Poonawalla Fincorp
Poonawalla Fincorp
Starting 9.99% p.a.
HDFC Bank
HDFC Bank
Starting 8.75% p.a.
State Bank of India
State Bank of India
Starting 7.25% p.a.
Punjab National Bank
Punjab National Bank
Starting 7.25% p.a.
Canara Bank
Canara Bank
Starting 7.25% p.a.
Indian Bank
Indian Bank
Starting 7.25% p.a.
ICICI Bank
ICICI Bank
Starting 8.90% p.a.
Axis Bank
Axis Bank
Starting 9.25% p.a.
Kotak Mahindra Bank
Kotak Mahindra Bank
Starting 8.50% p.a.
IDFC FIRST Bank
IDFC FIRST Bank
Starting 9.75% p.a.
Tata Capital
Tata Capital
Starting 9.99% p.a.
Bajaj Finserv
Bajaj Finserv
Starting 10.50% p.a.
Piramal Finance
Piramal Finance
Starting 9.40% p.a.
L&T Finance
L&T Finance
Starting 10.25% p.a.
IndusInd Bank
IndusInd Bank
Starting 9.40% p.a.
Bank of Baroda
Bank of Baroda
Starting 8.60% p.a.
Poonawalla Fincorp
Poonawalla Fincorp
Starting 9.99% p.a.
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